We all have basic financial and lifestyle goals we want to achieve over our lifetime, but how often do we turn these into reality?
Many of us make financial decisions in a haphazard manner with no overall direction. As a result, intended goals are either not achieved or take longer to reach simply because we get caught up with our immediate financial concerns with no thought to what the future may hold.
A financial plan will ensure you have peace of mind and security and that you have the right strategies in place to help you realise your goals and your long-term financial well-being.
Regardless of what stage of life you’re in – moving ahead in your career, enjoying retirement or somewhere in between – our Trustees Private Wealth Advisers can help you identify realistic goals, understand your choices and create and implement a personal wealth strategy that will guide you to financial success, both now and in the years to come.
As a starting point, your Trustees Private Wealth Adviser will meet with you to understand what is important to you and where you would like to be in the future. This approach means we look at the big picture, so we can develop a plan that is tailored to your needs.
Many of our advisers are also Certified Financial PlannerCM Practitioners. We engage in a process that consists of specific steps that help you ascertain your financial condition objectively. This involves working with you to gather relevant financial information, set goals, examine your current financial status and establish a strategy on how you can meet your current obligations and future plans.
Our Private Wealth advisers will continue to work with you over time providing support and advice, ensuring your financial strategy remains relevant for your circumstances.
A happy retirement is about more than just money. Although money will indeed help, so will some planning to achieve the lifestyle you’ve envisioned.
Success at this wonderful life stage will come from the harmonisation of cashflow and lifestyle, and we would like to be there assisting you to achieve those goals.
Our experienced Private Wealth Advisers will analyse and quantify your retirement needs, factoring in your current and projected income and assets and other goals or priorities that you may have. Planning for issues such as inheritances and survivorship is also important.
We will cover potential short falls in your retirement plan and show you ways to address them so you can achieve the retirement lifestyle you desire.
Our Private Wealth Advisers can also help you with your KiwiSaver investment. To ensure your savings are invested in the most suitable KiwiSaver scheme for you, we follow the five step process below:
Sorted.org.nz also has great guides on KiwiSaver and a KiwiSaver savings calculator to help you calculate how much money you should be contributing.
There's a huge amount you can achieve with your KiwiSaver funds. It's easy to join, but to make the most of your savings you need to make some important decisions along the way.
Trustees Executors Limited was established in 1881 and is New Zealand’s first Trustee Company.
We provide a full range of financial and trust solutions to individuals, families and the corporate sector including estate planning, trustee and investment advisory services.
We are a Licensed Financial Markets Supervisor and a leading provider of specialist Corporate Trustee and back office fund administration services to some of New Zealand’s largest financial institutions, banks and fund managers.