Helping you on the road to financial freedom

A Financial Plan Tailored to You

Why have a financial plan?

We all have basic financial and lifestyle goals we want to achieve over our lifetime, but how often do we turn these into reality?

Many of us make financial decisions in a haphazard manner with no overall direction. As a result, intended goals are either not achieved or take longer to reach simply because we get caught up with our immediate financial concerns with no thought to what the future may hold.

A financial plan will ensure you have peace of mind and security that you have the right strategies in place to help you realise your goals and your long-term financial wellbeing.

Regardless of what stage of life you’re in – moving ahead in your career, enjoying retirement or somewhere in between – our Private Wealth advisers can help you identify realistic goals, understand your choices and create and implement a personal wealth strategy that will guide you to financial success, both now and in the years to come.

Getting Started

As a starting point your Private Wealth adviser will meet with you to understand what is important to you and where you would like to be in the future. This approach means we look at the big picture, so we can develop a plan that is tailored to your needs.

Many of our advisers are also Certified Financial Planner practitioners. We engage in a process that consists of specific steps that help you ascertain your financial condition objectively. This involves working with you to gather relevant financial information, set goals, examine your current financial status and establish a strategy on how you can meet your current obligations and future plans.

Our advisers will continue to work with you over time providing support and advice, ensuring your financial strategy remains relevant for your circumstances.

A personalised plan with a Private Wealth adviser will help you:

  1. Understand your current financial position
  2. Protect your assets
  3. Determine your short, medium and long term goals
  4. Plan for your retirement
  5. Set realistic timeframes for achieving your goals
  6. Manage your debts and tax obligations
  7. Generating stable income streams and grow your own investments
  8. Prepare for any unexpected or unwelcome financial event
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Retirement Planning

A happy retirement is about more than just money. Although money will indeed help, so will some planning to achieve the lifestyle you’ve envisioned.

Success at this wonderful life stage will come from the harmonisation of cashflow and lifestyle, and we would like to be there assisting you to achieve those goals.

Trustees Executors will help you with
  • Cashflow planning for those short and long term goals
  • Understanding KiwiSaver entitlements
  • Ensuring the orderly transfer of assets to the right people
  • Protecting you, should your health circumstances change

Our experienced Private Wealth advisers will analyse and quantify your retirement needs, factoring in your current and projected income and assets and other goals or priorities that you may have. Planning for issues such as inheritances and survivorship is also important.

We will cover potential short falls in your retirement plan and show you ways to address them so you can achieve the retirement lifestyle you desire.

 “A happy retirement is about more than just money. Although money will indeed help, so will some planning to achieve the lifestyle you’ve envisioned..."

 

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KiwiSaver

Our Private Wealth advisers can also help you with your KiwiSaver investment. To ensure your savings are invested in the most suitable KiwiSaver scheme for you, we follow the 5 step process below:

  1. Complete a Fact find
  2. Complete a Risk profile
  3. Recommendation on most suitable KiwiSaver scheme for you
  4. Ensuring the orderly transfer of assets to the right people
  5. Projection on what your KiwiSaver investment will look like when you retire

Sorted.org.nz also has great guides on KiwiSaver and a KiwiSaver savings calculator to help you calculate how much money you should be contributing.

“There's a huge amount you can achieve with your KiwiSaver funds. It's easy to join, but to make the most of your savings you need to make some important decisions along the way..."

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